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Maxwell Ballad


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Max has a well-rounded experience of pensions having started his career working in-house for the corporate trustee of one of the UK’s largest pension schemes more than 30 years ago. He qualified as a legal executive when he moved to a global law firm in 1998. Whilst he was there, he initially did independent trustee work, mainly winding up pension schemes of insolvent employers and early transfers to the Pension Protection Fund.

At the global law firm he advised trustees and employer on day-to-day pensions issues as well as being involved in projects such as employer restructuring, liability management and scheme mergers.

Max spent five years at a boutique pensions law firm before moving to Freeths in 2023.

His experience includes:

  • Scheme mergers (sectionalised and unsectionalised);
  • Benefit specifications and buy-ins/buyouts;
  • Scheme wind-ups;
  • Transfers to master trusts;
  • Drafting scheme documentation;
  • Acting for representative beneficiaries in rectification/construction claims;
  • Resolution of disputes with scheme members;
  • Advising on section 75 disputes and restructuring issues;
  • Advising in relation to the Local Government Pension Scheme and other public service schemes.

Max is ranked as a Star Associate in Chambers & Partners (edition 2024).

Legal Services

Pensions Law

Recent Work

  • Acting for the representative beneficiary in Britvic PLC v Britvic Pensions Limited and Another, which concerned the meaning of the scheme’s pension increase rule and whether the employer had a unilateral right to determine that lower increases be granted.
  • Acting for the trustees of a scheme being merged into a larger scheme. The transferring scheme was still open to accrual and a new section of the receiving scheme was created for the active members of the transferring scheme. This meant careful consideration had to be given to amendments to a parent company guarantee for the receiving scheme and how it would apply to the two sections.



To contact Maxwell or for more information…

Call: 0345 030 5863
Mobile: 0796 636 9102
Or email: Send an email


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Freeths are a leading national law firm with 13 offices across the UK. If you have a query about our services or just want to find out more, why not give us a call?

Contact: 03301 001 014

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