COVID-19 led to unprecedented disruption for UK businesses and a number of businesses made claims on their business interruption insurance. At the time, many insurers circulated generic communications to policyholders or announced publicly that their business interruption insurance policies with non-damage cover would not respond to COVID-19 losses. The FCA decided that, due to the […]
Policyholders with business interruption insurance (“BII”) policies and their brokers and other insurance intermediaries should be aware of how insurers are to be required to handle their COVID-19 related claims. Although it is not currently in force and is in a consultation stage, we anticipate that the final guidance is likely to be fairly close […]
Last updated 12:00, 7 March 2022 Initially, in the media, it was reported that policy holders were unlikely to receive cover for COVID-19 related losses. For example on 17 March 2020, the headline of this BBC article read: Coronavirus: No insurance cover for most virus-hit businesses However, we cast doubt that it was this simple at […]
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